Florida Floodzone Services has been contacted by Walter Jenkins, a resident with the CDD and a local insurance professional with DTRT Insurance Group.with several of his clients, Mr Jenkins has noticedthe benfits of our services and feels that the community will benefit by challanging the flood zone restrictions affecting the communities. Hehas asked Florida Floodzone Services to help educate and present information on the FEMA Letter of Map Amendment (LOMA) program to your community.

This process that can help the entire community with eliminating and/or reducing flood insurance costs for the residences of the South Dade Venture Community Development District. Mr Jenkins has also requested a cost effective program to lower the fees of our services based on the whole community challanging the flood zone instead of individual owners.

We have preformed an analysis ofthe 16 subdivisions (2269 homes) and 2 community facilities within your CDD boundaries and have determined that 100% of the homes and community buildings will benefit from the challanging the FEMA flood zones.We have calculated the estimated the yearly community insurance savings between $638,000 to $1,044,000,and the community will benefit fromfull refunds of the current flood insurance policies.

If you have any questions please call or email us, or Walter Jenkins has also requested to be involved in answering any insurance questions.

Brent Spencer, PSM, CFM, Florida Floodzone Services

461 SE 3rd Terrace, Pompano Beach, FL 33060, Ph: 954-290-7420

Walter Jenkins III, Vice President of Sales DTRT Insurance Group, www.DTRTinsurance.com

15600 SW 288th ST, Suite 305, Homestead, Fl 33033, Ph: 786.243.0303 Ext. 300, or Cell 786-269-7333 email: walter@dtrtinsurance.com

Maps of South Dade Venture CDD

South Dade Venture Comunity Development Districtcontains 2,271 single family homes and townhousein 16 subdivisions. The flood zone affecting this entire area is zone AH with a base flood elevations of5 and 6 feet. NGVD 1929. The insurance in this flood zone is based on being compliant to (above the flood) or non-compliant to (below the flood) the current flood zone regulations. Our computer flooding simulation shows these communities havinghouses being "high and dry" if it floods at the elevation of 6 feet. The house are considered being in compliant to the new flood zone standards and owner flood policies for maximum coverage is $460+/-(minimum coverage of $281+/-).

The maps shown below represent elevation data for each community in the newest elevation datum of NAVD 1988, after the conversionthe base flood elevations are 3.4 and 4.4 feet, NAVD 1988 . This community was built in 2003 through 2005 and the structures are classified as "built based on fill" per FEMA definations. Blue represents the lowest elevations in the community and the red is the highest elevations.

9/11/2009 Flood Insurance Rate Map - North Portion

9/11/2009 Flood Insurance Rate Map - South Portion

3/2/1994 Previous Flood Insurance Rate Map - North Portion

3/2/1994 Previous Flood Insurance Rate Map - South Portion

Exhibit A - Stonebrook I

StoneBrook I Subdivision contains 146 single family residential structures. The flood zone affecting this community is zone AH with a base flood elevation of4.4 feet NAVD 1988. Estimated average finish floor elevations are at6.5 feet (2 feet above the calculated flood),. Estimated average insurance cost for this neighborhood is $420+/- ($175,000 structure / $50,000 contents / $1000 deductible), cost will vary depending on coverage amounts. The entire community will be eligible for an exemption status from the current flood zone designation affecting this community. The lowest area in the community is at the street drainage structures having a estimated rim elevation of 4.5 feet (slightly above the calculated flood). Project Status: Preliminary analysis complete waiting on community request for proposal and notice to proceed.

Exhibit B -Pebblebrook I

Pebblebrook ISubdivision contains 146 single family residential structures. The flood zone affecting this community is zone AH with a base flood elevation of4.4 feet NAVD 1988. Estimated average finish floor elevations are at7.0 feet (2.5 feet above the calculated flood). Estimated average insurance cost for this neighborhood is $420+/- ($175,000 structure / $50,000 contents / $1000 deductible), cost will vary depending on coverage amounts. The entire community will be eligible for an exemption status from the current flood zone designation affecting this community. The lowest area in the community is at the street drainage structures having a estimated rim elevation of 4.5 feet (slightly above the calculated flood). Project Status: Preliminary analysis complete waiting on community request for proposal and notice to proceed.

Exhibit C - Floridian Isles I

Floridian Isles ISubdivision contains 143 townhouse residential units, 22 buildings. The flood zone affecting this community is zone AH with a base flood elevation of4.4 feet NAVD 1988. Estimated average finish floor elevations are at6.5 feet (2 feet above the calculated flood). Estimated average insurance cost for this neighborhood is $420+/- ($175,000 structure / $50,000 contents / $1000 deductible), cost will vary depending on coverage amounts. The entire community will be eligible for an exemption status from the current flood zone designation affecting this community. The lowest area in the community is at the street drainage structures having a estimated rim elevation of 4.5 feet (slightly above the calculated flood). LOMA application was submittted on 10/28/2011 and approved on 11/08/2011 (12 days).

Download LOMA Document

Download Lender Submittal Packet

Download Insurance Submittal Packet

Exhibit D - Portofino Estates

Portofino EstatesSubdivision contains 130 single family residential structures. The flood zone affecting this community is zone AH with a base flood elevation of4.4 feet NAVD 1988. Estimated average finish floor elevations are at6.5 feet (2 feet above the calculated flood). Estimated average insurance cost for this neighborhood is $420+/- ($175,000 structure / $50,000 contents / $1000 deductible), cost will vary depending on coverage amounts. The entire community will be eligible for an exemption status from the current flood zone designation affecting this community. The lowest area in the community is at the street drainage structures having a estimated rim elevation of 4.5 feet (slightly above the calculated flood). LOMA application was submittted on 08/05/2011 and approved on 08/18/2011 (13 days).

Download LOMA Document

Download Lender Submittal Packet

Download Insurance Submittal Packet

Exhibit E - Marbella Cove

Marbella CoveSubdivision contains 171 townhouse residential units, 27 buildings. The flood zone affecting this community is zone AH with a base flood elevation of4.4 feet NAVD 1988. Estimated average finish floor elevations are at6.5 feet (2 feet above the calculated flood). Estimated average insurance cost for this neighborhood is $420+/- ($175,000 structure / $50,000 contents / $1000 deductible), cost will vary depending on coverage amounts. The entire community will be eligible for an exemption status from the current flood zone designation affecting this community. The lowest area in the community is at the street drainage structures having a estimated rim elevation of 4.5 feet (slightly above the calculated flood).LOMA application was submittted on 08/05/2011 and approved on 08/23/2011 (18 days).

Download LOMA Document

Download Lender Submittal Packet

Download Insurance Submittal Packet

Exhibit F - Portofino Bay

Portofino Bay Subdivision contains 173 single family residential structures. The flood zone affecting this community is zone AH with a base flood elevation of3.4 feet NAVD 1988. A portion of this community is located in a flood zone X. Estimated average finish floor elevations are at6.5 feet (3 feet above the calculated flood). Estimated average insurance cost for this neighborhood is $420+/- ($175,000 structure / $50,000 contents / $1000 deductible), cost will vary depending on coverage amounts. The entire community will be eligible for an exemption status from the current flood zone designation affecting this community. The lowest area in the community is at the street drainage structures having a estimated rim elevation of 4.0 feet (0.5 feet above the calculated flood).LOMA application was submittted on 08/05/2011 and approved on 09/13/2011 (39 days).

Download LOMA Document

Download Lender Submittal Packet

Download Insurance Submittal Packet

Exhibit G - Floridian Bay Estates I

Floridian Bay Estates ISubdivision contains 175 single family residential struct iures. The flood zone affecting this community is zone AH with a base flood elevation of3.4 feet NAVD 1988. Estimated average finish floor elevations are at6.5 feet (3 feet above the calculated flood). Estimated average insurance cost for this neighborhood is $420+/- ($175,000 structure / $50,000 contents / $1000 deductible), cost will vary depending on coverage amounts. The entire community will be eligible for an exemption status from the current flood zone designation affecting this community. The lowest area in the community is at the street drainage structures having a estimated rim elevation of 4.5 feet (0.5 feet above the calculated flood). LOMA application was submittted on 08/05/2011 and approved on 08/18/2011 (13 days).

Download LOMA Document

Download Lender Submittal Packet

Download Insurance Submittal Packet

Exhibit I - Portofino Lakes

Portofino Lakes Subdivision contains 120 single family residential structures. The flood zone affecting this community is zone AH with a base flood elevation of3.4 feet NAVD 1988. A portion of this community is located in a flood zone X. Estimated average finish floor elevations are at6.0 feet (2.5 feet above the calculated flood). Estimated average insurance cost for this neighborhood is $420+/- ($175,000 structure / $50,000 contents / $1000 deductible), cost will vary depending on coverage amounts. The entire community will be eligible for an exemption status from the current flood zone designation affecting this community. The lowest area in the community is at the street drainage structures having a estimated rim elevation of 4.0 feet (0.5 feet above the calculated flood). LOMA application was submittted on 05/26/2011 and approved on 07/21/2011 (56 days).

Download LOMA Document

Download Lender Submittal Packet

Download Insurance Submittal Packet

Exhibit J - Floridian Bay Estates II

Floridian Bay Estates II Subdivision contains 72 single family residential structures. The flood zone affecting this community is zone AH with a base flood elevation of3.4 feet NAVD 1988. Estimated average finish floor elevations are at6.0 feet (2.5 feet above the calculated flood). Estimated average insurance cost for this neighborhood is $420+/- ($175,000 structure / $50,000 contents / $1000 deductible), cost will vary depending on coverage amounts. The entire community will be eligible for an exemption status from the current flood zone designation affecting this community. The lowest area in the community is at the street drainage structures having a estimated rim elevation of 4.0 feet (0.5 feet above the calculated flood). LOMA application was submittted on 12/14/2010 and approved on 12/20/2010 (6 days).

Download LOMA document only.

Download Lender Submittal Packet.

Download Insurance Submittal Packet.

Exhibit L - Portofino Oaks

Portofino Oaks Subdivision contains single family 93 residential structures. The flood zone affecting this community is zone AH with a base flood elevation of3.4 feet NAVD 1988. Estimated average finish floor elevations are at6.5 feet (3 feet above the calculated flood). Estimated average insurance cost for this neighborhood is $420+/- ($175,000 structure / $50,000 contents / $1000 deductible), cost will vary depending on coverage amounts. The entire community will be eligible for an exemption status from the current flood zone designation affecting this community. The lowest area in the community is at the street drainage structures having a estimated rim elevation of 4.0 feet (0.5 foot above the calculated flood). LOMA application was submittted on 10/19/2010 and approved on 12/02/2010 (45 days).

Download LOMA document only.

Download Lender Submittal Packet.

Download Insurance Submittal Packet.

Exhibit M - Portifino Pointe

Portofino PointeSubdivision contains single family 105 residential structures. The flood zone affecting this community is zone AH with a base flood elevation of3.4 feet NAVD 1988. Estimated average finish floor elevations are at6.0 feet (2.5 feet above the calculated flood). Estimated average insurance cost for this neighborhood is $420+/- ($175,000 structure / $50,000 contents / $1000 deductible), cost will vary depending on coverage amounts. The entire community will be eligible for an exemption status from the current flood zone designation affecting this community. The lowest area in the community is at the street drainage structures having a estimated rim elevation of 4.0 feet (0.5 foot above the calculated flood). LOMA application was submittted on 10/18/2010 and approved on 11/18/2010 (31 days).

Download LOMA document only.

Download Lender Submittal Packet.

Download Insurance Submittal Packet.

Exhibit N - Portofino Palms

Portofino PalmsSubdivision contains single family 172 residential structures. The flood zone affecting this community is zone AH with a base flood elevation of3.4 feet NAVD 1988. Estimated average finish floor elevations are at6.0 feet (2.5 feet above the calculated flood). Estimated average insurance cost for this neighborhood is $420+/- ($175,000 structure / $50,000 contents / $1000 deductible), cost will vary depending on coverage amounts. The entire community will be eligible for an exemption status from the current flood zone designation affecting this community. The lowest area in the community is at the street drainage structures having a estimated rim elevation of 4.0 feet (0.5 foot above the calculated flood). LOMA application was submittted on 02/22/2011 and approved on 03/15/2011 (31 days).

Download LOMA document only.

Download Lender Submittal Packet.

Download Insurance Submittal Packet.

Exhibit O - Pebblebrook II

Pebblebrook II Subdivision contains single family 182 residential structures. The flood zone affecting this community is zone AH with a base flood elevation of4.4 feet NAVD 1988. Estimated average finish floor elevations are at5.5 feet (1 foot above the calculated flood). Estimated average insurance cost for this neighborhood is $420+/- ($175,000 structure / $50,000 contents / $1000 deductible), cost will vary depending on coverage amounts. The entire community will be eligible for an exemption status from the current flood zone designation affecting this community. The lowest area in the community is at the street drainage structures having a estimated rim elevation of3.8 feet (0.5' below the calculated flood).   LOMA application was submittted on 02/23/2014 and approved on 03/06/2014 (16 days).

Download LOMA document only. 

Download Lender Submittal Packet. 

Download Insurance Submittal Packet. 

Exhibit P -Stonebrook II

Stonebrook II Subdivision contains single family 88 residential structures. The flood zone affecting this community is zone AH with a base flood elevation of 4.4 feet NAVD 1988. Estimated average finish floor elevations are at5.5 feet (1 foot above the calculated flood). Estimated average insurance cost for this neighborhood is $420+/- ($175,000 structure / $50,000 contents / $1000 deductible), cost will vary depending on coverage amounts. The entire community will be eligible for an exemption status from the current flood zone designation affecting this community. The lowest area in the community is at the street drainage structures having a estimated rim elevation of3.8 feet (0.5' below above the calculated flood).  The original FEMA case No. 14-04-4800A, issued on April 10, 2014 has been reissued as FEMA Case No. 15-04-4441A on 04/02/2015.  All properties per the lot and block have been exempted beginning April 4th, 2014, only address were on corrected on the reissued LOMA document.

Download revised LOMA document only. 

 Download revised Lender Submittal Packet. 

 Download revised Insurance Submittal Packet. 

Exhibit Q - Floridian Isles II

Flordian Isles IISubdivision contains 176 townhouse residential units, 26 buildings. The flood zone affecting this community is zone AH with a base flood elevation of4.4 feet NAVD 1988. Estimated average finish floor elevations are at5.5 feet (1 foot above the calculated flood). Estimated average insurance cost for this neighborhood is $420+/- ($175,000 structure / $50,000 contents / $1000 deductible), cost will vary depending on coverage amounts. The entire community will be eligible for an exemption status from the current flood zone designation affecting this community. The lowest area in the community is at the street drainage structures having a estimated rim elevation of3.8 feet (0.5 feet below the calculated flood).

Current LOMA Status Application ready to submit to City and FEMA on 01/10/2011 waiting on community authorization

Exhibit R - Marbella Bay

Marbella BaySubdivision contains207 townhouse residential structures, 32 building. The flood zone affecting this community is zone AH with a base flood elevation of4.4 feet NAVD 1988. Estimated average finish floor elevations are at5.5 feet (1 foot above the calculated flood). Estimated average insurance cost for this neighborhood is $420+/- ($175,000 structure / $50,000 contents / $1000 deductible), cost will vary depending on coverage amounts. The entire community will be eligible for an exemption status from the current flood zone designation affecting this community. The lowest area in the community is at the street drainage structures having a estimated rim elevation of3.8 feet (0.5 feet below the calculated flood).  LOMA application was submittted on 02/18/2014 and approved on 04/10/2014 (51 days).

Download LOMA document only. 

 Download Lender Submittal Packet. 

 Download Insurance Submittal Packet.